If this is your first visit, start with “Where to hold dollars,” then choose a container by purpose. If you already have a specific question, go straight to costs, safety, cashing out or the tools.
Start and choose
- Where to hold US dollarsProtection, cost and access for four options
- Where Should You Keep Dollars? Compare by Purpose and AccessSort by amount, purpose, region and risk tolerance
- How inflation eats your savingsWorked through with real US CPI numbers
- Is the dollar losing value?How far it has fallen against each currency, and how much interest offsets
- Holding USD under currency controlsLocal rules, the options that work and the risk of informal exchange
Four dollar containers
- Offshore dollar accountsOpening hurdles, wire costs and compliance risk
- USD deposits at your local bankDeposit rates, exchange spreads and foreign currency insurance
- Can Wise or Revolut hold your dollars?Safeguarding, USD receiving fees and freezes
- Money market fund or T-bills?T-bill rates, withholding, estate tax and broker protection
- Holding and Transferring USDT or USDC: How They Differ from Bank DollarsHow USDT and USDC work and move
- Stablecoin risksDepegs, reserves, platforms, freezes and regulation
- Do stablecoins pay interest?Where the yield comes from, earn-product risks and what to ask first
Costs, safety and cashing out
- How to calculate the FX spreadSpread and fee, worked through with a reference rate
- Scams and account safetyFive common scams and what to do if you have paid
- Binance sign-up guideWhere the referral code goes and how to pass the ID check
- How to buy USDTBinance P2P, card and Convert: costs and steps
- How to cash out USDTCost, timing and tax for three routes
Practical tools
Site information
- About and authorPurpose, background and independence
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- Editorial policySources, maintenance and corrections