This site explains how to hold US dollars so that you can make your own call, not so that it makes the call for you. Before you start, keep the following risks in mind.
Education only, not investment advice
Everything on this site is for education and general information. It does not give investment, tax or legal advice, and it is not a recommendation to buy, sell or hold anything. We do not know your personal finances or the rules where you live, so we cannot judge whether any method suits you. When a decision is personal, speak with a qualified professional in your own region.
Crypto and stablecoin risk
Crypto prices swing hard and can drop sharply in a short time, so you may lose part or all of what you put in. A stablecoin is pegged to the dollar, but a peg is not a promise: there have been times when a stablecoin slipped from its peg, and in an extreme case it may stop being worth one dollar. Treat it as one container among several, not as a way to earn a return, and never put in money you cannot afford to lose.
Platform and operation risk
Banks, brokers, multi-currency wallets and exchanges all carry platform-level risk: frozen accounts, control limits, service outages, even trouble at the platform itself. On-chain, if you pick the wrong address or network, the funds may be impossible to recover. Run the full process with a small amount first, then decide whether to do more.
Region and compliance
Rules on holding foreign currency and crypto vary widely from one country to another: whether it is legal, whether you have to declare it, and whether you can use a given platform all depend on where you are. This site draws no compliance conclusion for any country or region. To confirm the rules where you live, read the announcements on your central bank's or financial regulator's website, or ask at your bank's counter; for large sums or complicated cases, see a local lawyer or tax professional.
The information can change
Fees, rules, regional availability and platform policies all shift over time. We try to keep this site current, but for any specific number or rule, before you place an order or withdraw, read the figures on the platform's confirmation screen; those are the fees and rules that apply to that transaction.
How to use this site
Treat this site as homework before you act: understand the cost and risk of each method, check the relevant fees, service availability and withdrawal conditions, then confirm everything on the platform’s own official page. Anyone asking for an “unlock fee” or for your password, private keys or seed phrase is covered in scams and safety. Stop right there.
Update note: 2026-06-20. When the risks or rules described here change, this page changes too. See also referral disclosure, privacy and editorial policy.